Authorized Loan Facilitator • Partnered with RBI-Registered Banks & NBFCs
📞 Helpline: 1800-123-456 ✉️ support@aapkafinance.com
🛡️ 100% Transparent Terms • No Hidden Charges

Simple Loans Designed for Your Needs.

Compare verified loan offers from India's trusted lending institutions. Check tenure, interest rates, and monthly EMIs before you apply.

Calculate Your EMI View Loan Options
10.5%*
Starting APR
12 - 60 Mo.
Flexible Tenure
₹0 Upfront
Free Eligibility Check

Check Your Loan Eligibility

Takes only 2 minutes. Free & no credit score impact.

Interactive EMI Calculator

Adjust loan amount, tenure, and interest rate to see your estimated monthly installment instantly.

₹ 2,00,000
₹25,000 ₹25,00,000
24 Months
12 Months (Min) 60 Months (Max)
13.5%
10.5% (Min APR) 26.0% (Max APR)

Estimated Monthly EMI

₹ 9,553

Principal Amount: ₹ 2,00,000
Total Interest Payable: ₹ 29,272
Processing Fee (est. 2% + GST): ₹ 4,720
Total Repayment: ₹ 2,33,992
Apply With These Details

Our Loan Facilitation Services

Pick the right financing solution tailored for personal needs or business expansion.

💳

Personal Loans

For medical expenses, weddings, home renovation, or debt consolidation.

  • ✔ Interest rate: From 10.75% to 24% p.a.
  • ✔ Tenure: 12 to 60 Months
  • ✔ Disbursal: Direct to verified bank account
🏢

Business Loans

Working capital, inventory expansion, machinery purchase, or office upgrade.

  • ✔ Interest rate: From 12.5% to 26% p.a.
  • ✔ Tenure: 12 to 60 Months
  • ✔ Flexible collateral-free options
🏠

Home Loans / LAP

Purchase your dream home or unlock higher capital against property.

  • ✔ Interest rate: From 8.5% to 14% p.a.
  • ✔ Tenure: Up to 240 Months
  • ✔ Low processing fee & simple documentation

How It Works

Zero paperwork hassles. A smooth, 3-step digital journey.

1

Submit Basic Info

Fill the 2-minute online inquiry form with basic personal and income details.

2

Instant Partner Matching

Our system compares top RBI-registered lenders to find matching rates and tenure.

3

KYC & Direct Disbursal

Complete simple KYC verification with the lending partner and receive funds directly.

📋

Statutory & Google Ads Compliance Disclosures

In accordance with Google Financial Services Policy & RBI digital lending guidelines

Loan Tenure & APR Specifications:

  • Minimum Period for Repayment: 12 Months (Aapka Finance does NOT facilitate payday loans or loans with tenure under 60 days).
  • Maximum Period for Repayment: 60 Months (Up to 240 months for mortgages).
  • Annual Percentage Rate (APR): Minimum APR: 10.5% p.a. | Maximum APR: 28.0% p.a. (inclusive of all applicable interest and fees).
  • Processing Fees: Ranges from 1.5% to 3.0% of the loan amount plus applicable GST.

Representative Cost Example (Personal Loan):

• Loan Amount (Principal): ₹1,00,000

• Tenure: 12 Months | Interest Rate: 14.0% p.a.

• Processing Fee (2% + 18% GST): ₹2,360

• Monthly EMI: ₹8,979

• Total Interest Payable: ₹7,745

• Total Cost of Borrowing: ₹10,105 (Interest + Fee)

• Total Repayment Amount: ₹1,10,105

Aggregator & Partner Disclosure: Aapka Finance (Aapka Finance Services Private Limited) is a digital loan aggregator and Direct Selling Agent (DSA) acting as an intermediary between prospective borrowers and registered financial institutions. We are not a bank or Non-Banking Financial Company (NBFC) and do not directly lend money. All loan sanctions, interest rate decisions, and disbursals are strictly at the sole discretion of our partner RBI-registered lending partners. We never request upfront payments or processing fees directly to personal accounts.